Privacy Policy for MoneyMinder

This privacy policy outlines how MoneyMinder app collects, uses, stores, and protects user data. This policy applies to the MoneyMinder mobile application available on the Google Play Store.

1. Introduction

MoneyMinder is a financial tracking app designed to help users manage their expenses and budgets. We are committed to protecting your privacy and ensuring that your personal information is handled responsibly.

2. Information We Collect

MoneyMinder collects the following types of information:

• Personal Information: Email address and name, provided during account creation or subscription setup.
• Financial Data: Transaction details (e.g., amounts, categories) entered by users manually.
• Usage Data: App usage statistics (e.g., session duration, screen interactions) collected anonymously for analytics.
• Device Information: Device type, operating system, and approximate location (if location services are enabled), used for app optimization.
• In-App Purchase Data: Subscription details (e.g., premium_monthly, premium_yearly) processed via Google Play Billing.

We do not collect sensitive data such as biometric information, precise geolocation, or payment card details directly. Payment processing is handled by Google Play, and we do not store this data.

3. How We Collect Information

• Direct Input: Users provide personal and financial data when creating an account or logging transactions.
• Automatic Collection: Usage and device data are collected via Google Analytics and Crashlytics (third-party services) with user consent.
• In-App Purchases: Subscription data is collected through Google Play Billing during premium feature activation.

4. How We Use Your Information

We use your data for the following purposes:

• To provide and maintain the MoneyMinder app, including transaction tracking and budget management.
• To process and manage subscriptions (e.g., premium_monthly, premium_yearly).
• To improve app performance and user experience based on anonymous analytics.
• To troubleshoot issues using crash reports from Google Crashlytics.
• To communicate with you about account updates or promotional offers (with opt-in consent).

5. Data Sharing and Disclosure

We do not sell your personal information. We may share data with:

• Google Play Billing: For processing in-app purchases and subscriptions.
• Google Analytics and Crashlytics: For analytics and crash reporting, with data anonymized.
• Legal Authorities: If required by law or to protect our rights.

Third-party services have their own privacy policies, and we ensure they comply with data protection standards.

6. Data Storage and Security

• Data is stored on secure servers managed by third-party providers (e.g., Firebase).
• We use encryption for data in transit and implement security measures to protect against unauthorized access.
• User data is retained as long as your account is active or as needed for legal purposes, after which it is deleted.

7. User Rights

You have the following rights regarding your data:

• Access, correct, or delete your personal information via the app’s settings.
• Opt out of promotional communications or data collection (disable analytics in settings).
• Request data export or account deletion by contacting us at [moneyminder101@gmail.com].

8. Children’s Privacy

MoneyMinder is not intended for users under 13. We do not knowingly collect data from children. If we detect such data, it will be deleted upon notification.

9. Changes to This Policy

We may update this privacy policy to reflect changes in our practices or legal requirements. Updates will be posted here, and you will be notified in-app.

10. Contact Us

For questions or concerns, contact us at:

• Email: [moneyminder101@gmail.com]

This policy was last updated on June 24, 2025.